WHERE ARE YOU TODAY?
Starting Out
Build strong foundations for what comes next.
Starting out brings plenty of financial decisions. We help you understand your options, build good financial habits and make confident choices for what comes next.
“Amega helped us understand our options and build a plan that gives us confidence for the future.”
— Emily & Josh
What might be on your mind?
Discuss the areas that matter to you now and come back to the others when the time is right
Income & Cashflow
Build better money habits, manage debt and create more confidence around your everyday finances.
- Budgeting without restriction
- Managing debt smarter
- Building savings habits
Career & Income Growth
As your income and career grow, make financial decisions that help you make the most of new opportunities.
- Structuring finances around promotions
- Changing jobs
- Contracting/consulting
First Home
Understand what you can afford, how to prepare and the financial decisions involved in buying your first home.
- Buying your first home
- Deposit planning
- Lending options
Protection
Think ahead about protecting your income, lifestyle and financial independence if life doesn’t go according to plan.
- Insurance basics
- Protecting your future income
- Emergency planning
Building Wealth Early
Start putting your money to work with an approach to investing, super and wealth building that makes sense for you.
- First investments
- Understanding risk
- Super optimisation
Life Changes
Relationships, family, moving overseas or other changes can shift your priorities. Make sure your
finances evolve with them.
- Marriage or partnership
- Starting a family
- Moving overseas
Why it matters
Small steps today can lead to big opportunities tomorrow. We help you make smart decisions now that set you up for the future.
We're with you as life changes
Starting out is only the beginning. As your career, relationships, priorities and opportunities change, we'll help you understand what those changes mean for your financial strategy.
COMMON QUESTIONS PEOPLE STARTING OUT OFTEN ASK
Should I buy a home or invest first?
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How much super should I have?
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How do I stop living pay to pay?
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What insurance do I actually need?
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How can I build wealth early?
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Ready to talk it through
You don’t need to have everything figured out before speaking with us. Start with a conversation about where you are, what’s on your mind and what you’d like to achieve.
CON KOULOURIS
Senior Financial Planner & Accredited Mortgage Consultant
Con believes good financial advice starts with understanding the person, not just their finances. With over two decades in financial services, he takes a practical, considered approach to helping clients understand their options and make decisions with confidence.
NICHOLAS KOUROUVANIS
Senior Financial Planner & Accredited Mortgage Consultant
Nick takes a personable and straightforward approach to financial advice. He enjoys building long-term relationships with clients, helping them understand their choices and creating practical strategies that reflect what matters to them.